Rental Administration
How do I vet a tenant in South Africa?
A bad tenant costs a Johannesburg Property Owner more than a vacant month — it costs the eviction, the legal fees, the arrears written off and the damage at hand-back. Most Property Owners assume the National Credit Act governs tenant vetting; in fact, section 8(2)(b) of that Act specifically excludes a lease of immovable property from the definition of a credit agreement. The vetting bar is set instead by the Consumer Protection Act, the Protection of Personal Information Act and the Rental Housing Act — and by what the courts will accept as a defensible placement decision. This is the structured process Mosaic Home Services runs on every applicant, with the documents, the ratios and the worked numbers.