Mosaic Home Services is a Johannesburg-based property specialist delivering technology-led rental administration, community management and prepaid utility services across South Africa.
Every Mosaic service is delivered through a single purpose-built information technology platform — so your rental, community and utility data stays connected, secure and audit-ready.
Mosaic Rental Services
A complete rental management service for residential portfolios — tenant placement, lease administration, rental collections, utility recovery and maintenance coordination.
Mosaic Community Services
Specialist managing-agent services for body corporates and Homeowners' Associations — governance, financial administration, levy collection and community engagement.
Mosaic Wallet
A prepaid wallet that consolidates water, electricity and gas top-ups into a single balance — with PayShap top-ups, real-time consumption tracking and bank-grade security.
Mosaic Home Services is a Johannesburg-based property specialist, committed to delivering comprehensive solutions for property-related challenges. We ensure that property investments deliver maximum sustainable returns by enhancing rental income, reducing operational costs and maintaining properties to the required standards.
The company offers a comprehensive range of property solutions including access control, closed-circuit television installation and monitoring, evictions, facilities management, managing agent services, metering solutions, property sales, rental administration, rental collections, security services and tenant placement — ensuring a seamless and integrated approach to property management.
Our purpose-built information technology platform is the foundation of our operations, enabling seamless integration and efficient delivery of every service. By continuously evolving our digital capabilities and processes, we provide innovative and reliable services designed to meet the needs of property owners and communities.
Mosaic Home Services operates inside South Africa's strictest property and payment regulatory frameworks — so every rand, every record and every interaction stays compliant and protected.
Registered with the Property Practitioners Regulatory Authority under the Property Practitioners Act — PPRA Registration F151545.
Authorised by the Payments Association of South Africa (PASA) and operating within the South African Reserve Bank's National Payment System Act.
Personal information is processed lawfully under the Protection of Personal Information Act — encrypted at rest and in transit.
The same security standards used by major banks protect every login, payment and record — with one-time PIN authentication and end-to-end encryption.
Owners, residents, trustees and wallet holders all have a dedicated portal. Pick the one that fits your relationship with Mosaic.
Practitioner-written guidance across rental administration, body corporate management and prepaid utilities — fresh from the Mosaic Insights desk.
A bad tenant costs a Johannesburg Property Owner more than a vacant month — it costs the eviction, the legal fees, the arrears written off and the damage at hand-back. Most Property Owners assume the National Credit Act governs tenant vetting; in fact, section 8(2)(b) of that Act specifically excludes a lease of immovable property from the definition of a credit agreement. The vetting bar is set instead by the Consumer Protection Act, the Protection of Personal Information Act and the Rental Housing Act — and by what the courts will accept as a defensible placement decision. This is the structured process Mosaic Home Services runs on every applicant, with the documents, the ratios and the worked numbers.
CommunityThe Sectional Titles Schemes Management Act sets a minimum reserve-fund contribution that every body corporate in Johannesburg must meet. Here is the formula, how it connects to the 10-year maintenance plan, the trustee liability if it is under-funded, and a worked example for a 40-unit Sandton scheme.
WalletMosaic Wallet provides a modern prepaid utility management platform designed for sectional title schemes, residential estates, property owners and rental portfolios across Johannesburg and South Africa — combining utility technology, administration, reporting and collections integration into a unified platform focused on operational efficiency and financial control.
Mosaic Insights publishes practitioner-written guidance on rental administration, body corporate and Homeowners' Association management, prepaid utility billing and IoT smart metering — covering municipal tariffs, trust accounting, on-billing best practice and POPIA-compliant payment rails for South African households and schemes. Browse the full Mosaic Insights library ›
Whether you own a single home, manage a portfolio or sit on a community trustee board — we're ready to help. Tenants, owners and wallet holders can also submit a query online.